by wakingphotolife:
Article by Dwayne
It comes as no surprise to many that not only do 40% of US citizens lack life insurance, but 50 million people in the US do not have adequate life insurance benefits (source: JD Power & Associates). A lot of it is due to misconceptions--that life insurance is too expensive--and another great part of it is due to the fact that many people just don't want to contemplate the inevitable end of life.But, since it's going to happen regardless of
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