How do I choose pet insurance for my cats?

by Veterinary Pet Insurance (VPI)
Question by Simba: How do I choose pet insurance for my cats?
I am adopting a male kitten, and a young adult female cat. Both are already fixed, have current shots, neither have current special needs, and both will be indoor cats. What types of things should I consider when choosing pet insurance? In general, what is covered by insurance and what is not? Or does it really depend on the plan?

Or should I just ask the vet for advice when I take them in for an

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